Financial Clearing & Settlement
TOMIA’s Financial Clearing and Settlement service provides mobile operators with an efficient and reliable wholesale settlement process.
Online Selfcare Portal
Advanced Clearing Engine
Key Benefits

Full Control
The online interface assures users the ability to follow, monitor and control the clearing and settlement process on a continuous basis and access the relevant reports via a clear, professional and user-friendly web interface.

Interactivity
The online interface provides a clear and actionable view of each stage of the clearing and settlement process, including easy approval or rejection of invoices, credits/debits notes, and approval or withholding of payments.

Transparency and Tracking
The service guarantees transparency for all transactions, including the Foreign Exchange (FX) rates applied by the bank. Logging and reporting of the discrepancies and deviations are part of the settlement process.

Advanced Analytics
Different levels of information are available to serve operational and business needs. Settlement info is combined with other datasets like Deal Analytics’ accruals report to provide accurate budget tracking.

Fast-Flow Settlement
Combined with the Deal Analytics service, the “fast-flow” process allows instant settlement when an IOT discount agreement is completed. This decreases exposure to liability or provisions for bad debts.

Innovation
TOMIA is at the forefront of the evolution of the billing processes and charging models, incorporating the new Billing and Charging Evolution (BCE) settlement and Blockchain technology into the context of financial clearing.
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Data Clearing Services
Efficient and reliable wholesale billing and exchange services to facilitate wholesale settlement.

Deal Analytics
Forecast, simulate and negotiate optimal Inter-Operator Tariffs (IOT) discount agreements.

Real-Time Antifraud
Prevents fraud in real-time both domestically and in roaming to minimize financial risk and reputational damage.